1. Acceptance
Your continued use of the website constitutes full acceptance of these terms.
2. Content usage
- Published content is for personal and informational use.
- Full republication without prior permission is prohibited.
- Proper source attribution is required for permitted quotations.
3. Comments and contributions
- Illegal, hateful, abusive, or inciting content is not allowed.
- The editorial team may moderate or remove content that violates policies.
- Users are responsible for the content they submit.
4. Limitation of liability
WaFinkom works to keep information accurate but cannot guarantee the absence of errors and is not liable for direct or indirect damages resulting from website use.
5. Changes to terms
These terms may be updated at any time. Continued use after changes means you accept the updated terms.

